TweetAnne, a friend of my daughter, spent Good Friday with us. While having breakfast, the discussion turned to money matters. She gushed over Lauren’s responsible spending habits despite her financial independence. But of course, I instilled money management early on in their lives. Mind you, my daughters are thrifty but know how...
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Tweet I often correct myself whenever the kids used to ask me “mom can we afford to buy _______?”. See, my standard reply is always ” I don’t have money” and true enough, money was always tight. I changed my words—from limiting ones to those with a positive energy vibration. I say ” I...
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TweetWhen you retire, think and act as if you were still working; when you’re still working, think and act a bit as if you were already retired. ~Author Unknown (Photo Credit) “If I can provide a good future for my children they will look after me during my old age.” This has been referred by some as...
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TweetAre you having problems with debt? Are you afraid of answering the phone because it may be an angry creditor calling? Do you have problems getting from one paycheck to another? The simple answer is you need to budget. But for that budget to work, your entire family needs to be involved. With her years of expertise in the field,...
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TweetA “Think Rich Pinoy” with a tagline Creating One Million Pinoy Millionaires by 2020 event flashed on my facebook. Clicking the link, I discover it is a Think Rich Pinoy Seminar to be hosted by Larry Gamboa (best selling author of “Think Rich, Pinoy”) at Philamlife, Manila on February 16 and 17. I reserve...
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TweetEver since I could remember, dad often brought me and my siblings to any [tag]real estate investment[/tag] he acquired. Trudging by the tall weeds and mud, I wrinkled my nose and retort “But there is nothing here. No houses. ” Dad would often chuckle and remind me “Think of the future. what will it be like...
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TweetThe green landscape just took my breath away as we drove on to the countryside. The gust of wind sent a shiver down my spine. I love this place, I thought as we inspected the Sta. Rosa property in Laguna. The fresh countryside air is the best gift that I can ever give my family. Three family members are asthma prone and this...
read moreTweetI make pretty decent income online through Google Adsense, Text Link Ads, Direct Ads and my webhosting. That’s all I know about making money online. I never looked for other ways to earn money online because I don’t want to depend on it as my sole source of income. Because of my last entry on ethical blogging, I...
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TweetDo you believe in luck and chance especially in financial success? When our only son was born in 1993, our life changed dramatically. My husband and I believed that our son was our lucky charm which brought us good fortune and lots of happiness. In fact, among all the kids, Luijoe had the grandest Baptismal celebration and...
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TweetWhat does being broke mean? Does it mean being down to the last million peso? or down to the last 100,000 pesos or the last 1,000 pesos? There was a time, we only had 1,000 pesos in our savings/checking account way below the minimum bank requirement. We even had a negative balance due to a service fee charge for dropping below...
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TweetBuying our new home was a little off our budget . I wasn’t too confident in getting another [tag]housing loan[/tag] as we had an existing housing loan for 6 years now. I have no idea how the banking sector works or how credit scores are attained. All I know is we have an excellent credit history as we never missed...
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TweetFinancial institutions seem to be very liquid these days. They are giving out credit cards as if it is a bank brochure. The other day, BPI Express Credit sent me two [tag]credit cards[/tag]. I don’t understand why they have to send me a credit card when I already have a BPI Express Credit card since 1989. *snip* *snip*...
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TweetMy husband’s text message cracked me up: The buyer offered ______ pesos for the land. Is it a deal or no deal? Haha, we were deciding on whether to accept a buyer’s offer on my husband’s property in Baguio. The proceeds will be used as equity to our new home. Almost every night when my husband is home, we...
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TweetMy purpose for attending the Sulong Negosyo at Market! Market! was to meet Lynn, the owner of Crazy Choco. She sells Chocolate Fountain and fondue set and I’ve been meaning to buy the latter. See, I took photos of her Crazy Choco booth in Fil-Negosyo Expo 2006 last month. Fortunately for her, two customers surfed my...
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TweetJ. Angelo Racoma entry on PayPal: One Great Way to Improve the Philippine Economy makes sense. If only we had PayPal in the Philippines, then I think we would be able to open to the world better means to access to our pool of talent. Having PayPal in the country would greatly benefit the following people: Web developers, ...
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TweetJust came from the First International VoIP Conference in the Philippines at the World Trade Center. The conference is timely because the House of Representatives just recently approved the VoIP deregulation bill on June 5, 2006. The Senate has yet to approve it. [tag]Voice Over Internet Protocol[/tag] ([tag]VOIP[/tag]) is a...
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TweetRead Danvil Plans, Crown Regency, Nuskin and other Scams “You have just won a FREE 4 days 3 night package for two including 2 children from Crown Regency Hotel.“, the caller congratulated me. I know there is always a catch to freebies. They got my name from a “raffle stub” that I dropped at the...
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TweetI had a lot of time to kill before picking up my daughters at their dorm yesterday. I knew about the Fil Negosyo Expo 2006 at the 5th floor Megatrade Hall, SM Megamall starting on June 23 till July 2, 2006 . My curiosity got the better of me. What are the latest small business ventures that one can enter to these days? I...
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My grief journey culled from edited 2006-2010 blog entries are now converted to an ebook format and "Print on demand". Read story behind the ebook.
Touched by an Angel e-book is now available for purchase. For inquiries and reservations, please call Vee Press sales department at +632-712.9156 ext. 350 or email sales@vibalfoundation.org
This is about me ( a Filipina mom) and my journey to a "new normal" after the death of Luijoe , my beautiful 6 year old son.
Recovery is a work in progress.... read more?
Celebrating love , life and experience at the Lady Gaga Born This Way Ball
Bullying in Philippine Schools
A hug is a handshake from the heart
A letter to my daughters. Simplicity is making the journey of this life with just baggage enough
Being romantic in Batanes : A time to celebrate the beauty, gift, and the blessing of enduring love.
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